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Auto Insurance
Are you looking for auto insurance in Connecticut? Whether you live in large cities like Hartford and New Haven or small residential areas like North Haven, we have you guarded. We personalize your vehicle insurance from liability protection to comprehensive coverage, so you only pay for whatever you need.
To drive on Connecticut roads, drivers must have the minimum coverage on their insurance:
- Liability for bodily harm - $25,000 per person ($50,000 per accident)
- Liability for property damage - $25,000 per accident
- Underinsured motorist -$25,000 per person ($50,000 per accident)
On average, auto insurance in Connecticut costs more than $1,500, which is 4% higher than the national average.
Connecticut, the birthplace of the United States, is a national treasure. But, no matter where you're going in the state, believe that you can rely on Findalowrate to keep you and your vehicle safe.
Business Insurance
Small enterprises, which account for 99 percent of all firms in Connecticut, are critical to the state's economy. More than 700,000 individuals work for these small firms. And we're delighted to service so many of them, assisting you in protecting your company and your staff with reliable Connecticut business insurance.
Business owners residing in the state of Connecticut should explore a range of business insurance options against many hazards, including corporate vehicle accidents, employee injuries, and property damage. Unfortunately, these circumstances can result in costly lawsuits and recovery fees, which are difficult to manage without sufficient insurance.
Commercial insurance is required in Connecticut for companies with one or more employees. However, the rule does not apply to household workers working less than 25 hours weekly, LLC members, or sole partnerships.
Although Connecticut legislation only requires employees' compensation insurance, it's a good place to check into other options, such as general liability or a business owner's policy. Safeguarding your livelihood with sufficient insurance coverage will assist you in better managing the financial consequences of unpleasant events.
Property Insurance
Year-round, Connecticut residents encounter numerous obstacles. Freezing pipelines, icy dams, and snow are signs of a severe winter. Rainstorms and hail are common during the summer, and they can cause significant property damage. Findalowrate is familiar with the needs of Connecticut homes and can provide tailored coverage to meet your individual needs. The property insurance coverage in Connecticut must include the following standards:
- Coverage for personal property
- Dwelling personal liability and medical payments to others
- Property damage to your home
- Wind/hail
- Hurricane-related damage
- Rent loss/additional living expenses
It's worth noting that these standard plans ensure most wind damage. In Connecticut, no property insurance is mandatory by law; however, most lenders will likely require at least standard coverage when offering a mortgage.
Life Insurance
Term life insurance covers you for a set period of time, usually one or even more years, and pays out a benefit if you die during that time. Life insurance typically provides the most coverage for your monthly premiums. However, it usually has no dollar value, and it may or may not be renewed at the expiry of the lease, or it may cost a lot more to prolong.
Permanent life insurance premiums are typically higher due to the savings component. The cost of life insurance may vary from state to state and company to company, but with the help of Findalowrate, you can financially protect the ones you love and even safeguard your retirement savings if you come across surprise medical bills out of your budget.
Special Event Insurance
Even for one-time fundraising or a business occasion, event planning may be time-consuming. Even though you hope the event goes smoothly, unexpected things can occur. One, for example, may accidentally fall on a wet floor. In the event that something goes wrong, appropriate health insurance can safeguard the person hosting, working, or sponsoring. Mostly, special event insurance is required in these circumstances. This set of regulations aids in the following areas:
- Theft insurance for the venue's property
- Injuries occurred during the event
- Assisting the insured in meeting the insurance criteria set forth by the venue
Whether you are a private firm or non-profit organization that hosts parties or large-scale business forums, Findalowrate may offer special event insurance to protect against potential risks.