In this Privacy Policy (“Privacy,” “Statement”), “We,” “Us,” “The Website,” “The Site” mean Findalowrate.com.
At Findalowrate, we understand the importance of privacy protection when it comes to visiting Our Site.
This policy highlights what kind of information we collect from the Site users and how we use it. Be aware that this Privacy Statement regards only Findalowrate.com, and if you access other websites via our Website, you should read their privacy policies.
Information We Collect
We may collect the following types of information from the users of our services:
- Personally Identifiable Information: Name, date of birth, address, email address, phone number, Social Security number, health information, as well as other application or quote information, may be collected.
- Information We Collect Automatically: We collect information about your usage of our services; for example, device information, access times, IP addresses, page views, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page, etc.
- Information from Cookies and Other Technologies: A cookie is a piece of data that a website saves on a visitor's computer and that the visitor's browser sends back to the website every time the visitor returns. Pixel tags (also known as web beacons) are tiny pieces of code that are included in websites and emails. To help us identify and monitor visitors and use of our Services, as well as measure and analyze email campaign performance and deliver targeted advertising, we use cookies and other technologies like pixel tags. Please read our Cookie Policy for additional information.
How We Use Information
We use the information we collect for the following purposes:
- Providing our services: We use the information we collect for delivering our services, such as making transactions, providing customer service, processing claims, providing a quote, etc.
- Communicating: We use the information for holding communications with our users; for instance, responding to inquiries, keeping you up to date on Findalowrate, calling you to share offers and promotions that we think will be of interest to you.
- Maintaining quality and improving our services. We can monitor and analyze how users engage with our Services to develop new features that will make our Services more user-friendly.
- Enhancing your safety: Enhancing the Services' safety and security, preventing fraud, and safeguarding our or our customers' rights and property.
- Delivering personalized services and advertising: We use your information to provide interest-based content and advertisements.
- Other purposes: We may use the collected information for other purposes specifically disclosed at the time the information is requested.
How We Share Information
Disclosures to Our Affiliates
For marketing purposes, we may share your information with our affiliates. We will notify you and offer you an opt-out choice in some instances if required by relevant legislation, and we may provide you with a list of all third parties with whose personal information has been.
Third-Party Disclosures
We collaborate with third-party service providers and partners to develop, manage, deliver, maintain, upgrade, enhance, and defend the services, offers, and operations. We may provide your personal information to these third parties. Parties who may be involved include, but are not limited to, the providers of legal, accounting, security, data analysis, marketing, website hosting services.
We may also share your information for responding to the inquiries of governmental bodies, protecting the rights, property, and privacy of the users of the services of Findalowrate.com, to comply with legal proceedings.
Children’s Privacy
Findalowrate is not designed for or aimed at children. In accordance with regulations safeguarding children's privacy, we do not intentionally collect or post information from children under the age of 13. To read more about the Children's Online Privacy Protection Act, go to the Federal Trade Commission's website (COPPA).
Links to Other Sites
Our Website may contain links to other websites that are beyond Our control. Clicking on the link that leads to other websites, you leave Our Site, and this Privacy Policy becomes ineffective, and you should read and comply with the policies of the website. These other Websites may collect information, so before providing them with any data, make sure to read their privacy statements. Our site doesn't take any responsibility for any third-party sites' content and data usage security practices. We provide their link for your convenience and ease, and your use of these websites is at your sole discretion.
Consent
By using the Online Services, you automatically agree to the Privacy Policy and Terms of Use of Our Website. In the case you don’t agree with any of the points of the Privacy Policy of Our Website, please don’t use Our Services. Our Online Services are not allowed to be used in countries or by individuals where such use would be illegal.
ADDITIONAL NOTICE TO CALIFORNIA RESIDENTS (EFFECTIVE ON JANUARY 1, 2020)
Effective January 1, 2020, the California Consumer Privacy Act (CCPA) provides California residents with several rights regarding the collection, use, and disclosure of their personal information, as well as several obligations for businesses covered by the CCPA, some of which apply to personal information collected from employees, owners, officers, directors, job applicants, and contractors.
Categories of Personal Information we Collect & Disclose Subject to this California Section of the Online Privacy Policy
Actual and future policyholders, representatives of corporate policyholders, other covered individuals, third party claimants, prospective agents or business partners, brokers, and service providers of Findalowrate.com are among the California residents whose personal information we collect.
The type of personal information we collect depends on the product, service, and the ways we collect the personal data. Be aware that this information may be used for various business and commercial purposes (see the How we Use and Share Information) and be disclosed to agents, service providers, banks, government entities, courts, etc. Please be informed that we require our service providers to protect your data following this Privacy Statement.
The personal information we collect and disclose for business purposes may overlap the following categories:
- Personal identifiers as name, address, contact information, tax number, driver’s license number, other government identifiers, credit card number, social security number, job title, etc.
- Customer records containing information about personal property, insurance type, purchased or sold products or services, employment history, etc.
- Classification characteristics Protected under California or federal law as race, national ancestry, citizenship, military status, marital status, etc.
- Browsing data (search history) of California residents connected with our websites, applications, or advertisements.
- Professional or employment-related information such as job titles, employment history, schedules, licensing, etc.
The Sale of CCPA-Protected Personal Information
We do not sell any personal information of California residents under the CCPA.
Your CCPA Rights and Choices
California residents have special rights regarding their personal information under the CCPA. This section discusses how to use your CCPA rights. California residents have the right to:
- Request Information: You have the right to request certain information about our collection and use of your personal information over the past 12 months (up to twice per year with consideration of certain exceptions). Once we receive and verify your request, we will disclose the required information.
- Delete the information: You are entitled to request the deletion of your personal information. After receiving and confirming your request, we will delete your personal information liable to certain exceptions.
- Opt-out of Sales: The California Consumer Privacy Act's right to opt out allows customers to tell businesses not to sell their personal information to third parties.
- To Receive Non-Discriminatory Treatment: We will not discriminate against you for exercising any of your CCPA rights.
Verifiable Consumer Requests
As required by law, we will respond to verifiable requests from California residents. When you submit a request to know or a request to delete, we will take measures to verify your request by comparing the information you provide with what we have in our records and/or requesting verification. Be informed that we will not be able to fulfill your request if we cannot verify your identity or authorization to make the request.
Changes to this Privacy Policy
Our Online Privacy Policy is subject to change at any time without prior notice. The changes and amendments to this Privacy Policy enter into force immediately upon publishing. If you continue using Our Online Service, it will mean your acceptance of the updated version of the Privacy Policy. If you don’t agree to the modified Privacy, don’t take avail of Our Online Services.
Contact Us
If you have any questions or comments regarding our Privacy Policy or our use of your information collected through the Services, please contact us via [email protected].